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A HEALTH PLAN DILEMMA
Teledjol.com - Thursday April 16, 2009
Over 50 million people in United States do not have health insurance; this is not a good score for the "most powerful" country in the world.
There is a conflict among private insurers, health providers and the general public vis-à-vis the idea of establishing a federal universal health care system in United States. Last month, during a health care forum, President Barack Obama proposed to offer a Medicare-like insurance plan to anyone, at any age, living in the states. Such a program would aim to cover the uninsured, give customers more choices and create some competition in the private health industry. President Obama's proposal will insinuate a reduction of prices from doctors and hospitals than private insurers are able to negotiate (Abelson, 2009). Medicare is a self-financing system, in which workers and their employers are "required" to contribute to employees' retirement pensions during their (employees) working years and then workers establish moral claims. This has been an inherent weakness of Medicare, for any benefit increase has resulted into an increase of Medicare payroll taxes. A federal Medicare-like insurance is likely to follow the same trend, particularly when over 8% of the country's workforce is unemployed and over 50 million people are still not covered by any form of private or public health insurance plan. For full text, click on http://mnetscholarship.blogspot.com
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